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Home » Business » Unsecured Personal Loan Rates

Unsecured Personal Loan Rates

By Tina Brown on March 11, 2011
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Digital News Report – Personal loans rates continue to decline at the major banks. This is good news for borrowers seeking a low interest rate personal loan, and not a payday loan.

Personal loans include secured and unsecured loans. They can include car loans, but not revolving debt like credit card expenses. The loans can be used to pay for unexpected emergencies.

Wells Fargo (NYSE:WFC) kept their unsecured personal loan base rate at 15.10%, but lowered their secured loans from 4.49% to 3.99%. The loans will depend on the borrowers credit score and the loan amount.

A loan for a new car will carry a lower rate than a loan for a used car. Bank of America had personal loan rates starting at 2.99%.

Chase lowered their base rate from 4.29% to 4.04%.

In some cases a customer with deposits in the lender’s bank will have a better chance of getting a loan. Some advisors say check with your personal bank first.

Finally, Citibank had unsecured personal loans starting at 10.49%. Their top end personal loan rate was 25.49%. Although this rate may seem high, compared to a payday loan, it is very low.

By Tina Brown

  1. Personal Loans – Unsecured and Secured Rates and Terms for Bad Credit Customers
  2. Bad Credit Unsecured Personal Loan Rates
  3. Personal Loan Rates Remain Steady This Week
  4. Unsecured Personal Loans for Bad Credit Customers – KeyBank Raises Rates
  5. Unsecured Personal Loan Rates for Bad Credit

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