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Digital News Report – Not all credit cards are created equal. Some cards offer low interest rates while other offer higher rates with better perks.
This is an evaluation of three “low interest” credit cards we think are excellent choices for today. All three require excellent credit scores but carry no annual fee.
The Capital One® Platinum Prestige Credit Card gives borrowers a low interest rate with other perks. They offer 24-hour road service and travel accident insurance. They also offer no annual fee and an introductory rate of zero percent for all purchase and balance transfers through June 2012.
The Chase Freedom® Visa – $100 Bonus Cash Back offers zero percent interest on balance transfers for 12 months and purchases for six months. They have an incredibly low interest rate of 9.99% APR. Their rate could be as high as 22.99%.
They offer 5% cash back on purchases at department stores, gas stations, home improvement stores and more. Now they rotate that promotion, depending on the quarter. Check with the bank for details.
The Citi® Platinum Select® Visa® is another great card because the offer an 18 month introductory period. The continuing rate is variable between 11.99%-20.99%.
By Tina Brown
| Card | Intro APR | Intro Period | APR | Annual Fee | Bal Trans | Credit Score |
| Capital One® Platinum Prestige Credit Card | ||||||
 |
0% | until June 2012 | 10.9% – 18.9% | $0 | Yes | Excellent |
| Chase Freedom® Visa – $100 Bonus Cash Back | ||||||
 |
0% | 12 mo BT
6 mo Purch |
9.99% | $0 | Yes | Excellent |
| Citi® Platinum Select® Visa® | ||||||
 |
0% | 18 mo | 11.99%-20.99% | $0 | Yes | Excellent |
APR may be variable – BT = Balance Transfer Purch = Purchases mo
= months
We make every effort to provide accurate information – check with the
official terms of the card before applying