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Digital News Report – Having a bad credit score can make it more difficult to acquire a credit card, but there is a solution. Some cards are designed for people with poor, bad or no credit.
The Orchard Bank Visa® Card is one of those cards.
Orchard Bank reports to the three credit reporting bureaus so if payments are made on-time, the cardholder’s credit score can improve over time. Debit cards and most pre-paid credit cards do not offer that functionality.
The card gives the cardholder convenience and is accepted at millions of locations around the world. The card can be used to rent a car, reserve a hotel room and make online purchases.
An account is created online and customers are able to update their information and track purchases. The card carries a 7.90 to 19.90%, depending on “credit worthiness”.
There is a fee of zero to $60 the first year. After that the annual fee can range from 35-$79 per year based on credit worthiness.
By Tina Brown