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Home » Business » Credit Cards for customers with bad credit

Credit Cards for customers with bad credit

By Tina Brown on December 5, 2010
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Digital News Report – The amount of revolving credit is declining despite lower interest rates. During the last decade nearly everyone was able to acquire a credit card. Today, that has changed.

Between August and September the amount of outstanding revolving credit decreased. According to the Federal Reserve, the amount available hit a peak in 2008 and began declining in 2009.

Americans need credit cards to make purchases online, rent cars and reserve hotel rooms. Rather than carrying a wallet full of money, cards offer flexibility and convenience.

Not everyone can qualify for a credit card. Poor credit scores have made it more difficult. But there is a solution.

The First PREMIER® Bank Gold Credit Card is designed for people with bad, poor or no credit. Using the card can help improve the cardholder’s credit score. First Premier bank reports payments to the major credit reporting bureaus. As long as the payments are made on-time, the user’s credit score can improve.

This card carries a high interest rate of 59.9%. The same rate is available for cash advances. There is a one-time $45.00 processing fee and $30 annual fee for the first year. After that the annual fee is $75.

By: Tina Brown

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This site is for informational purposes only.  Always check with your doctor or  legal council before making any medical or legal decisions.

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