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Digital News Report – While many Americans are struggling to make ends meet credit has become more difficult to acquire. Before the current credit-crisis it was easy to qualify for a credit card, but today the process usually requires better credit scores and more work.
There is a solution. The First PREMIER® Bank Classic Credit Card is an option. The bank says there are nearly 3 million credit cardholders. “Your second chance for a credit card is our business”, the bank said in a statement.
Credit cards have become a necessity of modern life. Travelers need them to make hotel reservations. Customers need them to make online purchases and some car rental services require them.
Headquartered in Sioux Falls South Dakota, First Premier Bank is the 10th largest issuer of Visa and MasterCards. The bank is known for providing credit solutions to people with “less than perfect” credit.
The bank says that the application process is quick and easy. Even people with poor, bad or no credit can get this card.
Unlike pre-paid or debit cards, the bank deposit for a secured credit card is not touched unless the cardholder is late or delinquent. Paying your bills on-time can help improve your credit score, according to a release from the Federal Reserve.
By: Tina Brown