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Digital News Report – Credit cards can be difficult to acquire, especially if the applicant has bad credit. These tough economic times have made it complicated for Americans to acquire credit and credit cards.
Credit cards are needed to rent cars, reserve hotel rooms and make online purchases. There is a solution.
Secured credit cards can provide customers peace-of-mind and solve some of these purchasing issues. Not only will the card holder be able to rent a car, they can improve their credit score at the same time.
The Public Savings Secured Visa® Credit Card reports to the credit reporting bureaus. On-time payments can improve credit scores.
The Public Savings card has zero percent interest on all purchases made within the first six months. After the introductory period the interest rate is only 11.24%.
“Your credit is not a factor”, the company said in a statement. People with bad or poor credit can get this card. Even if you don’t have a credit history established yet, you can get this card.
There is no annual fee, but there is a required $300 minimum deposit. Check with the card company for further details and fees.
By: Tina Brown