Digital News Report – During this economic downturn Americans are struggling with their finances and many families are trying to make ends meet. Some have been hit with unexpected expenses like medical bills.
There are various solutions including payday and unsecured personal loans. There are many lending institutions offering personal loans for people with bad credit and not payday loans, including Citifinancial, SunTrust, Bank of America and Capital One.
These banks offer home loans, personal loans and car loans. In some instances the borrower can use their car as collateral and may even be able to refinance their vehicle.
This week SunTrust is offering various types of personal loans from 3.99 percent to 12.99 percent. The bank has physician loans, RV loans, student loans and other non-secured personal loans.
The North Carolina based Bank of America also offers personal loans. The institution offers personal loans, mortgages and auto loans. The auto loan rates will depend on the loan amount, the credit history and the car. This week rates begin at 3.99%.
Capital One also offers personal loans. This week their rate starts at 2.92%.
Bank personal loans can be easy acquire. The rates may vary, but even customers with poor or bad credit may be able to get the loans.