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Home » Business » Unsecured Personal Loans for People with Bad Credit Scores – Citi Financial

Unsecured Personal Loans for People with Bad Credit Scores – Citi Financial

By Tina Brown on September 26, 2010
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Digital News Report – The finance industry has shifted focus over the past few years after the economic downturn. Lenders have become very cautious as customer credit scores decline.

But there are still unsecured bank personal loans for people with bad credit (not payday loans). These loans can be paid off in installments rather than a lump sum on your pay day.

Citi Bank

Various banks are offering personal loans, including CitiGroup bank. Your interest rate may depend on your credit score, but you may still be able to get a loan even if you don’t own a home.

Citi personal loans between $300 and $7,500 are available for non-homeowners. Loans over $5,000 may require collateral, the bank said in a statement. That collateral may be a car, bike or other valuable.

The bank says that personal loans require the “least paperwork”. They can be for a fixed term between 12 and 60 months. The interest rate is also fixed for the “entire loan term”.

There are no pre-payment penalties so the loan can be paid off ahead of time saving the borrower interest.

A “quick online application” process provides a rapid or even instant decision. You can change your mind within 14 days without any charges.

By: Tina Brown

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  3. Personal Loans for People with Bad Credit – Capital One Wachovia and Key Banks
  4. Personal Loans for People with Bad Credit
  5. Personal Loan Rates Today for People with Bad Credit

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This site is for informational purposes only.  Always check with your doctor or  legal council before making any medical or legal decisions.

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