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Home » Health » Health Insurance for Individuals – Medical Coverage Comparison

Health Insurance for Individuals – Medical Coverage Comparison

By Tina Brown on September 26, 2010
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Digital News Report – While Americans may complain about the price and coverage of their health insurance, one thing nearly everyone realizes is the importance of good medical insurance.

This article compares health insurance policies with a deductible of $2,000 or lower. We also narrowed our search to policies that include drug coverage and maternal care. The final cost of the plan may depend on the patient’s age.

Kaiser Permanente

Only one of the plans we evaluated was eligible for Health Savings Accounts (HAS). The Keiser Permanente Deductible 0/1500 with HSA HMO (Health Maintenance Organization) was eligible. The Keiser plan has a $1,500 deductible with zero co-insurance. The price for this plan is $213 for an individual.

The Copayment 25 Kaiser plan has a $0 deductible and only $25 office visits. This plan had zero-percent co-insurance too. The co-insurance is the amount the insured pays after the co-payment or deductible is reached. This plan cost $330 per month (premium).

Anthem Blue Cross

Anthem has several PPO and HMO plans. The HMO Select insurance plan has a $0 copayment and a 20 percent co-insurance and $25 office visits. This plan will cost $572.

Anthem also has a HMO Saver plan that has $1,500 deductible, 20 percent co-insurance and $10 office visits. The premium for this plan is $639.

HealthNet

The Health Net HMO 15 has a premium of $724. This plan has a $1,000 deductable with zero percent co-insurance and $15 office visits.

By: Tina Brown

  1. Medical Insurance Plan Comparison
  2. Health Insurance for Individuals – Rate Comparison
  3. Medical Insurance Plans in Illinois
  4. Health Insurance for Individuals and Families
  5. Health Insurance Rates Today

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Important Information

This site is for informational purposes only.  Always check with your doctor or  legal council before making any medical or legal decisions.

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