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Digital News Report – Credit cards have become more difficult to acquire since the credit crisis began. There are options available for people with bad credit scores, including the Applied Bank® GOLD MATCH PLUS™ Visa® Credit Card.
The new Applied Bank card can be used to reserve hotel rooms, rent cars and make online purchases. Besides convenience, the card can help cardholders improve their credit scores.
This card has an available credit limit of up to $5,500. Unlike some other secured cards, Applied Bank says that can increase your credit limit at least $300 more than the deposit.
Applied Bank will accept people with poor or bad credit scores. Even if you do not have a credit history, you might qualify for this card.
Payments will be reported to the major credit bureaus on a monthly basis. On-time payments will improve a credit history.
The ongoing credit rate is 23.99%. Unlike many standard credit cards, this rate will never go up even if you are late.
This is a real credit card and not a debt or pre-paid card.
By: Tina Brown